Mortgage interest rates, at least as reported by Freddie Mac in its Weekly Primary Mortgage Survey, were virtually unchanged in the first week of the New Year. While three of the four loan types tracked by the survey were down from the final week of 2005, not one of the four budged more than a single basis point. Hardly worth the ink it takes to talk about them.

The 30-year fixed rate mortgage was down from 6.22 to 6.21 percent with fees and points remaining at 0.5 while the 15-year fixed was unchanged at 5.76 percent. Fees and points did decline from 0.6 to 0.5.

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